as now we have some attention on india after the @EFDevcon announcement - here is something which has been cooking with payments.
india just moved.
while everyone's been arguing about crypto regulation vs innovation,
india was building something different.
the ARC token.
Q1 2026. launching in a few months.
here's what most people miss
every time an indian wants a currency that won't lose value to inflation, they buy USDT or USDC.
dollar-backed tokens.
which means money leaves india.
billions of rupees flowing out every year into the dollar system.
india looked at that and said - what if we build our own?
the ARC is backed 1:1 by the indian rupee.
but not just faith.
actual collateral.
government securities.
cash.
fixed deposits.
complete transparency.
so when you hold ARC, you're holding a claim on indian government debt. it's literally programmable government bonds.
which means
- it's not about replacing the dollar. it's about keeping liquidity at home.
- it's not about destroying banking. it's about building on top of it.
- it's not about chaos. it's about controlled innovation.
the two-tier framework is where the genius is
the RBI (central bank) stays in control. they're the settlement layer. the foundation. monetary sovereignty stays intact.
the private sector ( @0xPolygon , @AnqFinance ) builds on top.
they handle the innovation.
the payments.
the remittances.
the programmable transactions.
this is what regulators have been searching for everywhere
how do we let innovation happen without losing control?
india answered - let them work together.
why this matters globally
the dollar is leaking.
emerging markets are losing capital.
everyone's switching to dollar-backed tokens to protect savings.
but
what if you could protect savings in your own currency? what if your government provided that option?
ARC lets india do it. and when it works (and it will), every other nation will copy it.
the mechanism is where it gets real
only businesses can mint ARC (not individuals spamming).
swaps are restricted to whitelisted addresses (regulatory oversight).
INR convertibility rules are maintained (capital controls stay intact).
this respects india's economic sovereignty while enabling global participation.
it's not permissionless (which would be chaos).
it's not closed (which would be useless).
it's designed. it's intentional. it's a blueprint.
what this actually unlocks
remittances that don't lose 7% to banks.
cross-border payments that settle in minutes, not days.
indian government bonds that can be traded globally on programmable rails.
a rupee that stays strong because capital isn't fleeing.
the timing is perfect
trump's pro-crypto stance just legalized dollar-backed tokens globally.
which triggered warnings: emerging markets could lose $1 trillion to these tokens.
india moved first. built the alternative. beat the exodus before it happened.
that's conviction. that's sovereignty. that's building instead of complaining.
so when you hear ARC launches Q1 2026
understand what's really happening.
india isn't copying what the west does. india is building what the future needs.
a nation that maintains monetary control while enabling financial innovation.
a currency that moves at the speed of crypto while backed by the stability of government debt.
a system where the builders and the regulators work together instead of fighting.
that's the move.
and
the world will notice. because when ARC works, every nation will want it.
india's just writing the blueprint that everyone else will follow.
Jai Ho ₹🇮🇳

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